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Little known secret that could change your financial future
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I wish to share with you a little known secret that could change your financial future.

Most working people do not know how to invest for the future. We should not blame them, for their main focus is work hard at their job and to earn a good income. They do not have time to become financial experts. They should not spend this time, unless they take it as a hobby, and have plenty of time to spare. Most people have too many other things that they have to take care of in their daily lives.

So, they rely on financial experts to handle their investments for them. In most cases, the end up investing most of their savings in a life insurance policy.

A life insurance policy is a good way to invest long term savings. The money is placed in a large fund, called the life insurance fund, and is invested by the experts employed by the insurance company. The investments are well diversified into stocks, bonds and other asset classes. 

The insurance company employs many agents to market their products to consumers. These agents are well remunerated for the products that they sell. They are trained well in marketing these products. This is how the majority of people end up buying the life insurance policies.

The life insurance policy is, in theory, a good way to invest the long term savings. But it has one big drawback that most people do not realize. And the agent do not tell this important fact to them. If the customers are aware, they will not buy the  life insurance product.

This drawback is the high charges that are taken away from the invested money to pay the insurance agent and the insurance company. Listen - the charges can take away as much as 50% of the invested money.

For example, if the money that you invest over a period of say 40 years accumulate to $500,000, the insurance policy may take away $250,000 leaving you with only $250,000. It does not make sense for the customers to give away so much of their invested savings. But they do not realize it.

Even if they realize it, they do not know how they can invest their savings to keep most of the $500,000 for themselves.

There is a way that you can handle your investments better. But you need to know how. This little known secret, which is so easy to implement, can change your financial future. 

What is this secret. You will learn when you become a member of the Financial Services Consumer Association. You can attend the popular talk on financial planning.

Click here to learn how you can join this association.